Reverse Mortgage Academy

Yes, you can elect to purchase a one-hour personalized counseling session that provides answers to your unique situation with a certified housing counselor. This session complements the course and dives deeper into your specific circumstances.

No, this course is optional, but it's a valuable resource to help you feel confident about your decisions. The only required step is HUD-mandated HECM counseling, which must happen after you've met with a lender and before closing on a reverse mortgage.

Yes, the Reverse Mortgage Academy is completely FREE with no hidden costs. There is no charge for the online course, and one-on-one counseling is also free. In cases where individuals are unable to afford our services, managers have the liberty to reduce or waive associated fees.

The course is self-paced and designed to fit your schedule. Most participants complete it in about 25-30 minutes. You can pause, save your progress, and return at any time that works for you.

The course covers reverse mortgage basics, how they work, eligibility requirements, costs and fees, repayment obligations, alternatives to consider, and guidance on finding HUD-approved counseling. Each module builds your understanding step by step.

No. This free educational course is designed to help you learn about reverse mortgages, understand how they work, and determine whether they may be a good fit for your financial goals. If you decide to move forward with a reverse mortgage, you will need to complete the required HUD-approved HECM counseling session after meeting with a lender. Upon completion of that counseling session, you will receive the certificate required to proceed with the reverse mortgage process.