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How To Read Your Credit Card Statement

Last updated: 11/22/2017 One law that changed credit card statements was the Credit CARD (Credit Card Accountability, Responsibility and Disclosure) Act of 2009, which required a clear disclosure on the statement about minimum payments. This mandated disclosure must inform the borrower how long it will take to pay off a credit card balance if s/he...Read More read more

Different Types of Mortgage Lenders

Credit.org is approved by the U.S. Department of Housing and Urban Development (HUD) as a comprehensive housing counseling agency. We help home buyers prepare to become better educated and informed homeowners. For most people, understanding the process and requirements of obtaining a mortgage loan as well as which type of lender to use and what...Read More read more

What to Do When You Have Too Many Store Cards

It’s tempting to sign up for store credit cards, especially when making frequent or big purchases. The stores typically offer very attractive incentives to use their cards, 5% to 10% for all purchases and sometimes even 40% off of your first purchase, or a flat $50 off a large purchase. If you’re buying something like...Read More read more


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