CREDIT.ORG

Transform Debt into Financial Freedom Today

Facing financial hurdles?

Credit.org’s debt counseling provides the guidance and tools you need to tackle debt effectively. Specializing in comprehensive debt analysis and personalized strategies, we empower you with the knowledge and resources to manage your debts wisely. Start your journey to financial stability and peace of mind with our professional debt counseling experts.

What Can Our Debt Counseling Service Do For You?

Personalized Debt Analysis

Every debt situation is unique. Our debt counseling offers a personalized analysis of your debts, helping you understand your financial position and the steps needed for improvement.

Actionable Debt Management Strategies

Navigate your debts confidently with our tailored debt management strategies. Our debt counseling experts provide practical solutions to manage and reduce your debts effectively.

Financial Counseling and Budgeting

Part of successful debt management is effective budgeting. Our debt counseling includes a comprehensive budget analysis to help you create and maintain a budget that works for your lifestyle.

Ongoing Support and Guidance

Your journey to debt freedom doesn't have to be a solo venture. Our debt counseling offers ongoing support and advice, guiding you every step of the way.
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Expertise in Various Debt Relief Solutions

Why Choose Credit.org’s Debt Counseling Service?

Benefit from our wide range of expertise in debt relief solutions. Our debt counselors are well-versed in various methods to tackle debt, from negotiation tactics to consolidation options.

Specialized Features of Our Debt Counseling

In-Depth Debt Review and Assessment

Get a comprehensive review of your debts with our debt counseling. We assess your overall debt situation and pinpoint areas for focus and improvement and tailor personalized solutions to help you achieve lasting financial well-being.

Personalized Debt Relief Strategies

Recognizing the unique nature of each individual's financial situation, our approach focuses on educating consumers about various debt relief options. We can facilitate enrollment into a debt management plan, which aims to provide you with a structured approach to managing your financial obligations.

Achieve Financial Relief and Control

Our debt counseling service aims to provide relief from financial stress. We equip you with the tools and knowledge to take control of your debts and work towards a more stable financial future.
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Unlock a Brighter, Debt-Free Future

Experience the Positive Impact of Professional Debt Counseling

With Credit.org’s debt counseling, experience a new way to manage your debt. We show you how to approach your debts proactively, armed with the right strategies and insights for a better financial future.
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Empower Your Debt Management Journey

Education and Resources  

Our debt counseling extends beyond consultations.
We provide a range of resources and education designed to enhance your debt management skills and financial literacy.
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Debt Counseling Frequently Asked Questions

FAQ Accordion

What is Debt Counseling and How Much Does it Cost?

During debt counseling, a financial counselor will help you understand your financial situation, learn about your options, and make a plan to meet your financial goals. There is no cost. Debt counseling is free. Don’t wait to talk with a counselor. Call us at 1 (800) 431-8157. Monday - Friday 7:00 am – 5:00 pm Pacific

What is The Difference Between Credit Counseling and Debt Counseling?

Credit counseling focuses on a broader scope of credit management and financial education. This includes completing a comprehensive budget analysis, information about your credit report, debt management, and overall financial education. Debt Counseling also includes a comprehensive budget analysis but with more of a focus on debt resolution and management. Credit and debt counseling are free. Don’t wait to talk with a counselor. Call us at 1 (800) 431-8157. Monday - Friday 7:00 am – 5:00 pm Pacific

What if I Don't Have Time to Conduct a Counseling Session Right Now?

No problem. We can schedule an appointment for a more convenient time or you can call us back when you have time to talk.

What Will I Need For My Initial Counseling Session?

It will be helpful if you know how much you usually spend each month on living expenses such as utilities, food, gas, etc. We’ll also need to know how much money you and your spouse / financial partner bring home each month. You will also want to have your credit card statements available, so you have your credit card balances and payments on hand.
Expand Your Debt Counseling Knowledge

Want to Learn More About Effective Debt Management?

Our debt blogs offer you a wealth of information and educational resources, helping you deepen your understanding of debt management and financial stability.
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