Practical Help for Managing
Rent and Expenses

Through counseling and financial planning, we'll help you take control of monthly expenses, avoid eviction risks, and stay current on your rent.
Schedule Your Appointment800-294-3896

How Rental Counseling Can  
Transform Your Rental Situation

Uncover Why Rent Feels
‍Out of Reach Every Month

Rent isn’t your only bill and when loans, credit cards, and utilities pile up, it adds pressure fast. Get help to organize it all and build a realistic plan.

Break the Cycle of DebtDraining Your Income

When your income is stretched thin by monthly debts, it’s easy to fall behind on rent. We work directly with major creditors like Visa and Mastercard to reduce your interest rates through a Debt Management Plan (DMP).This lowers your monthly payments, helps you pay off debt faster, and frees up income so you can stay current on rent.

Stabilize Your Housing While
Managing Life’s Costs

You shouldn’t have to choose between keeping the lights on or paying rent. We’ll help you balance living expenses so you can stay secure at home.
Schedule Your Appointment800-294-3896

Step-by-Step
Rental Counseling Process

Step 1:

Start with a One-on-One Counseling Session

Your counselor will assess your situation, and walk you through next steps including resources that can help with rental approval barriers.
Step 2:

Improve Your Credit
with Helpful Insights

Gain a clear understanding of your credit, review your report, and get expert guidance on steps to improve your score and make confident, informed financial decisions.
Step 3:

Create a Personalized Budget With Your Counselor

We’ll work together to create a custom budget that fits your income, rent, and goals, so you can manage expenses and feel confident about affording your next home.
Step 4:

Stabilize Your
Housing Situation

Get personalized support to help you manage rent challenges, improve communication with landlords, and explore options to maintain stable, secure housing during times of financial stress.

LiveEasy

LiveEasy simplifies your entire home journey by letting you compare quotes, access pre-negotiated savings, and set up services like insurance, cable, internet, and home improvement. Enjoy personalized concierge support, all on one seamless platform.
Learn about the program

See How Renters Like You
Found Success

By combining rental readiness counseling with smart financial guidance, we help renters overcome obstacles, boost their confidence, and prepare for long-term housing success.

Rental Counseling FAQ's

Will my session be private and confidential?

*Hover over for answer
Absolutely. Everything you share is confidential. We create a judgment-free space so you can be open about your challenges without fear or shame.

Can you help if I’ve already received an eviction notice?

*Hover over for answer
If you're facing an urgent housing crisis, our counselors can walk you through what actions you may still be able to take to stabilize your situation.

Is there any fee for rental counseling?

*Hover over for answer
No, there is no cost for renal counseling.

Is rental counseling available in Spanish?

*Hover over for answer
Yes, the counseling is provided in English and Spanish for Rent4Success.
Credit.org is not a loan company. We do not loan / lend money.
‍
Credit.org is an independent nonprofit financial counseling agency and is not affiliated with any mortgage, lending or servicing provider. The content, links and resources in this site are presented for informational purposes only and should not be construed as legal or tax advice.

Credit.org is not a credit repair company.
‍
Credit.org does not offer credit repair services. Our focus is on providing educational resources, counseling, and support to help individuals improve their financial health and achieve their homeownership goals. We do not engage in activities that promise to remove or alter negative credit information from credit reports.
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