Services
Services We Offer
Since 1974, we've helped people take control of their finances. As a HUD-approved agency, we offer expert housing, debt, and credit counseling to help you buy a home, manage debt, and build financial stability.
Learn more about Credit.org
Reverse Mortgage
Reverse Mortgage Academy
Learn how a reverse mortgage may be right for you.Try our free course.
Reverse Mortgage Counseling (HECM)
Turn your home equity into retirement security through the required course.
Housing Counseling
Home Buyer Education
Evaluate your mortgage readiness and plan for a successful home purchase.
Foreclosure Assistance
Explore options, manage finances, and protect your home with tailored support.
Rent4Success
Rent4Success helps you build confidence to become a qualified renter.
Credit Counseling
Credit Building
Get expert help to bounce back.
Improve Credit Score
Better credit means better opportunities, let’s raise your score.
Credit Report Review
Spot errors, fix them, and take control of your future.
Debt Counseling
Debt Relief
Lower stress, save money, and take control today.
Debt Management Program
Get a smart plan to cut costs and pay off debt faster.
Bankruptcy
Know your options and rebuild with expert guidance.
Student Loans
Get expert strategies to manage debt and regain financial freedom.
Disaster Recovery
Get expert help to regain financial loss during a disaster.
Distressed Renter
Resources and support for renters facing financial strain
Financial Resources
Explore expert financial education and resources to master credit, debt, and housing decisions for long-term success
Explore Solutions
FIT Academy
Budget 101
Learn to save, spend smart, and take control of your finances.
Wise Use of Credit
Smart credit habits to build a stronger score.
Budget 911
Learn about quick fixes to get your budget back on track fast.
Preventing Foreclosure
Learn how to keep your home safe and secure.
Roadmap to Financial Freedom
Clear steps to ditch debt and build wealth.
Power to Paycheck Planning
Make every paycheck work harder for you.
Indentity Theft Prevention
Protect your money from fraud and scams.
Understand Your Credit Report
Decode your credit and fix mistakes fast.
Financial Resources
Home Buyer Classes
Learn the steps to buy a home with expert-led classes.
Home Buyer Courses
Take in-depth courses to prepare for homeownership.
Downloadable Financial Guides
Easy-to-follow guides to help you manage money smarter.
Downloadable Financial Resources
Access tools and resources to improve your financial future.
Financial Calculators
Crunch the numbers and plan your financial goals.
Financial Education Videos
Watch expert tips online about credit, debt, and housing.
Partnerships
Get exclusive access to trusted financial partnerships.
Blogs
800-431-8157
Schedule your counseling
EN
ES
Services
Services We Offer
Since 1974, we've helped people take control of their finances. As a HUD-approved agency, we offer expert housing, debt, and credit counseling to help you buy a home, manage debt, and build financial stability.
Learn more about Credit.org
Reverse Mortgage
Reverse Mortgage Academy
Learn how a reverse mortgage may be right for you.Try our free course.
Reverse Mortgage Counseling (HECM)
Housing Counseling
Home Buyer Education
Foreclosure Assistance
Rent4Success
Credit Counseling
Credit Building
Improve Credit Score
Credit Report Review
Debt Counseling
Debt Relief
Debt Management Programs
Bankruptcy
Student Loans
Disaster Recovery
Distressed Renter
Resources and support for renters facing financial strain
Financial Education
Explore expert financial education and resources to masteer credit, debt, and housing decisions for long-term success
Explore Solutions
FIT Academy
Budget 101
Budget 911
Roadmap to Financial Freedom
Power to Paycheck Planning
Indentity Theft Prevention
Understand Your Credit Report
Wise Use of Credit
Preventing Foreclosure
Financial Resources
Home Buyer Classes
Home Buyer Courses
Downloadable Financial Guides
Downloadable Financial Resources
Financial Calculators
Financial Education Videos
Partnerships
Blogs
Explore expert financial education and resources to masteer credit, debt, and housing decisions for long-term success
Explore Solutions
FIT Academy
Budget 101
Budget 911
Roadmap to Financial Freedom
Power to Paycheck Planning
Indentity Theft Prevention
Understand Your Credit Report
Wise Use of Credit
Preventing Foreclosure
Financial Resources
Homebuyer Classes
Homebuyer Courses
Downloadable Financial Guides
Downloadable Financial Resources
Financial Calculators
Financial Education Videos
Partnerships
Schedule Your appointment
800-431-8157
EN
ES
800-431-8157
EN
ES
Search results
Mortgage Payoff Calculator
Struggling with mortgage payments? See how extra payments can cut your payoff time and interest. Use our free calculator to take control of your finances!
Basic Financial Calculator
Use our basic financial calculator to easily plan your budget, savings, and debt repayment. Get clear insights to manage your money and achieve financial goals.
Use a College Savings Calculator - Credit.org
Secure your child's future with our college savings calculator. Set clear savings goals, build a 529 plan, and take control of their educational journey.
Cost of Debt Calculator - Credit.org
Know what your debt really costs with our cost of debt calculator. Get clear insights, take control, and make smarter financial moves with Credit.org!
Loan Pre-Qualification Calculator | Eligibility Estimate
Use our loan pre-qualification calculator to estimate your eligibility. Discover how much you can borrow and prepare for the home buying process.
Loan Payment Frequency Calculator | Optimize Payments
Calculate how different payment frequencies affect your loan. Discover how to save money and pay off debt faster with our easy-to-use calculator.
Financial Calculators | Budget, Debt & Savings Tools
Use our financial calculators to manage your budget, debt, and savings. Get insights to improve your financial health and make informed money decisions.
Savings Goals Calculator - Achieve Financial Freedom | Credit.org
Use our savings goals calculator to set and achieve your financial goals. Easily track your progress and make informed decisions for a secure financial future.
How Much Do You Owe Calculator
See exactly how much you owe with our debt calculator. Gain clarity on your finances and take control of your debt with a plan that works for you!
401k Savings Calculator | Retire with Confidence
Calculate your 401k savings and plan for retirement. Estimate how much to save, project growth, and create a secure strategy for your financial future
Credit Card Debt Calculator | Plan Your Debt Repayment
Use our credit card debt calculator to estimate repayment plans. Find out how to pay off your debt faster and reduce interest charges.
Auto Loan Calculator | Estimate Payments & Plan Your Budget
Use our auto loan calculator to estimate monthly payments, interest, and total costs. Plan your car purchase confidently with accurate financial insights.