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Services
Debt Counseling
Debt Relief
Debt Management Programs
Bankruptcy
Student Loans
Housing Counseling
Pre-Purchase & HOEPA Counseling
Foreclosure Assistance
Rent4Success
Rent4Recovery
Disaster Recovery
Reverse Mortgage
Reverse Mortgage Academy
Reverse Mortgage Counseling (HECM & Proprietary)
Reverse Mortgage Default
Credit Counseling
Credit Building
Improve Credit Score
Credit Report Review
Education & Resources
FIT Academy is a free, self-paced online education platform that provides 24/7 access to financial literacy courses. Open to the public, FIT Academy is designed to help individuals build financial knowledge anytime, anywhere.
FIT Academy
Smart Money 101 (Formerly Budget 101)
Budget 911
Roadmap to Financial Freedom
Power to Paycheck Planning
Indentity Theft Prevention
Understand Your Credit Report
Wise Use of Credit
Preventing Foreclosure
View FIT Academy
Financial Resources
Home Buyer Education and Pre-Purchase Course
Home Buyer Education Classes
Downloadable Financial Guides
Downloadable Financial Resources
Financial Calculators
Financial Education Videos
Partnerships
Client Documents
Blogs
Explore expert blogs on credit, debt, housing, budgeting, and money management, everything you need to make smarter financial decisions and build a stronger future.
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Credit & Debt Relief
Credit Cards
Credit Reports & Scores
Debt Relief
Student Loans
Housing Blogs
Homeownership
Reverse Mortgage
Foreclosure Prevention
Rental
Financial Protection Blogs
Protecting Privacy
Personal Finance
Asset Protection
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Basic Financial Calculator
Use our basic financial calculator to easily plan your budget, savings, and debt repayment. Get clear insights to manage your money and achieve financial goals.
Mortgage Payoff Calculator
Struggling with mortgage payments? See how extra payments can cut your payoff time and interest. Use our free calculator to take control of your finances!
Mortgage Qualifier Calculator
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Debt Payoff Calculator to Pay Off Credit Cards Faster
Unsure how long credit card debt will take to pay off? Learn how a debt payoff calculator shows what your payments are really doing over time.
Financial Calculators | Budget, Debt & Savings Tools
Use our financial calculators to manage your budget, debt, and savings. Get insights to improve your financial health and make informed money decisions.
Loan Payment Frequency Calculator | Optimize Payments
Calculate how different payment frequencies affect your loan. Discover how to save money and pay off debt faster with our easy-to-use calculator.
Reverse Mortgage Calculator to Explore Loan Options Safely
Use a reverse mortgage calculator to see how interest and balances change over time, without sharing personal details or committing to a loan.
Cost of Debt Calculator - Credit.org
Know what your debt really costs with our cost of debt calculator. Get clear insights, take control, and make smarter financial moves with Credit.org!
Rent Calculator: Key Tool to Use Before You Sign a Lease
Before leasing, use a rent calculator to estimate monthly costs. Protect your budget, cover essentials, and avoid rent that’s too high.
Use a College Savings Calculator - Credit.org
Secure your child's future with our college savings calculator. Set clear savings goals, build a 529 plan, and take control of their educational journey.
Mortgage Loan Calculator | Estimate, Plan & Afford
Use our free mortgage loan calculator to estimate monthly payments, plan your budget, and see what home price you can afford with confidence.
Mortgage APR Calculator | Understand, Compare & Save
our free mortgage APR calculator to understand true loan costs, compare rates, and choose the mortgage that saves you money.