Services
Services We Offer
Since 1974, we've helped people take control of their finances. As a HUD-approved agency, we offer expert housing, debt, and credit counseling to help you buy a home, manage debt, and build financial stability.
Learn More About Credit.org
Reverse Mortgage
Reverse Mortgage Academy
Learn how a reverse mortgage may be right for you.Try our free course.
Reverse Mortgage Counseling (HECM & Proprietary)
Turn your home equity into retirement security through the required course.
Reverse Mortgage Default
Turn your home equity into retirement security through the required course.
Housing Counseling
Pre-Purchase & HOEPA Counseling
Understand loans, meet HOEPA rules, and become prepared to buy your home.
Home Buyer Readiness
Evaluate your mortgage readiness and plan for a successful home purchase.
Foreclosure Assistance
Explore options, manage finances, and protect your home with tailored support.
Rent4Success
Rent4Success helps you build confidence to become a qualified renter.
Rent4Recovery
Resources and support for distressed renters facing financial strain.
Disaster Recovery
Get expert help to regain financial loss during a disaster.
Credit Counseling
Credit Building
Get expert help to bounce back.
Improve Credit Score
Better credit means better opportunities, let’s raise your score.
Credit Report Review
Spot errors, fix them, and take control of your future.
Debt Counseling
Debt Relief
Lower stress, save money, and take control today.
Debt Management Program
Get a smart plan to cut costs and pay off debt faster.
Bankruptcy
Know your options and rebuild with expert guidance.
Student Loans
Get expert strategies to manage debt and regain financial freedom.
Education & Resources
FIT Academy is a free, self-paced online education platform that provides 24/7 access to financial literacy courses. Open to the public, FIT Academy is designed to help individuals build financial knowledge anytime, anywhere.
Explore
FIT Academy Classes
Financial Instructional Training (FIT)
Budget 101
Learn to save, spend smart, and take control of your finances.
Wise Use of Credit
Smart credit habits to build a stronger score.
Budget 911
Learn about quick fixes to get your budget back on track fast.
Preventing Foreclosure
Learn how to keep your home safe and secure.
Roadmap to Financial Freedom
Clear steps to ditch debt and build wealth.
Power to Paycheck Planning
Make every paycheck work harder for you.
Indentity Theft Prevention
Protect your money from fraud and scams.
Understand Your Credit Report
Decode your credit and fix mistakes fast.
Financial Resources
Home Buyer Education and
Pre-Purchase Course
Take an in-depth HUD-approved education course to prepare for homeownership.
Home Buyer Education Classes
Learn in-person or virtually the steps to buy a home with expert-led classes.
Downloadable Financial Guides
Easy-to-follow guides to help you manage money smarter.
Financial Resources
Access tools, classes, and resources to improve your financial future.
Financial Calculators
Crunch the numbers and plan your financial goals.
Financial Education Videos
Watch expert tips online about credit, debt, and housing.
Partnerships
Get exclusive access to trusted financial partnerships.
Blog
Financial Blogs
Explore expert blogs on credit, debt, housing, budgeting, and money management, everything you need to make smarter financial decisions and build a stronger future.
View all blogs
Credit & Debt Relief
Credit Cards
Read expert blogs on credit card use, debt strategies, and smart repayment tips to regain control of your finances.
Credit Reports & Scores
Explore blogs that break down credit reports and offer tips to boost your score and financial awareness.
Debt Relief
Discover blog content focused on debt reduction strategies, budgeting tips, and real-life solutions to manage debt.
Student Loans
Get the latest insights on student loan repayment, forgiveness programs, and managing education-related debt.
Housing Blogs
Homeownership
Find helpful blog posts for first-time buyers and current homeowners on budgeting, planning, and navigating challenges.
Reverse Mortgage
Explore blogs that explain reverse mortgages, how they work, and how they may fit into your retirement goals
Foreclosure Prevention
Stay informed with blogs offering tips to avoid foreclosure, understand your rights, and protect your home.
Rental
Browse blog content about renting, avoiding scams, understanding leases, and managing rental costs effectively.
Financial Protection Blogs
Protecting Privacy
Read blogs about protecting your financial and personal information while navigating financial decisions.
Personal Finance
Explore practical blog articles on saving, budgeting, and creating a financial plan that fits your lifestyle.
Asset Protection
Explore blogs on identity theft, insurance, scams, and digital security to help you safeguard your personal and financial well-being.
Schedule Your Appointment
800-431-8157
EN
ES
Schedule Your Appointment
800-431-8157
Services
Services We Offer
Since 1974, we've helped people take control of their finances. As a HUD-approved agency, we offer expert housing, debt, and credit counseling to help you buy a home, manage debt, and build financial stability.
Learn more about Credit.org
Reverse Mortgage
Reverse Mortgage Academy
Reverse Mortgage Counseling (HECM & Proprietary)
Reverse Mortgage Default
Housing Counseling
Pre-Purchase & HOEPA Counseling
Home Buyer Education
Foreclosure Assistance
Rent4Success
Rent4Recovery
Disaster Recovery
Debt Counseling
Debt Relief
Debt Management Programs
Bankruptcy
Student Loans
Credit Counseling
Credit Building
Improve Credit Score
Credit Report Review
Education & Resources
FIT Academy is a free, self-paced online education platform that provides 24/7 access to financial literacy courses. Open to the public, FIT Academy is designed to help individuals build financial knowledge anytime, anywhere.
Explore FIT Academy Classes
FIT Academy
Budget 101
Budget 911
Roadmap to Financial Freedom
Power to Paycheck Planning
Indentity Theft Prevention
Understand Your Credit Report
Wise Use of Credit
Preventing Foreclosure
Financial Resources
Home Buyer Education and
Pre-Purchase Course
Home Buyer Education Classes
Downloadable Financial Guides
Downloadable Financial Resources
Financial Calculators
Financial Education Videos
Partnerships
Blogs
Explore expert blogs on credit, debt, housing, budgeting, and money management, everything you need to make smarter financial decisions and build a stronger future.
View all blogs
Credit & Debt Relief
Credit Cards
Credit Reports & Scores
Debt Relief
Student Loans
Housing Blogs
Homeownership
Reverse Mortgage
Foreclosure Prevention
Rental
Financial Protection Blogs
Protecting Privacy
Personal Finance
Asset Protection
Schedule Your appointment
800-431-8157
EN
ES
⚠ Important Notice: We provide services only to clients residing in the United States ⚠
Search results
Mortgage Qualifier Calculator
Estimate your future income with our retirement calculator. Plan for a secure retirement by assessing your savings, investments, and financial goals.
Mortgage Payoff Calculator
Struggling with mortgage payments? See how extra payments can cut your payoff time and interest. Use our free calculator to take control of your finances!
Basic Financial Calculator
Use our basic financial calculator to easily plan your budget, savings, and debt repayment. Get clear insights to manage your money and achieve financial goals.
Financial Calculators | Budget, Debt & Savings Tools
Use our financial calculators to manage your budget, debt, and savings. Get insights to improve your financial health and make informed money decisions.
Loan Payment Frequency Calculator | Optimize Payments
Calculate how different payment frequencies affect your loan. Discover how to save money and pay off debt faster with our easy-to-use calculator.
Cost of Debt Calculator - Credit.org
Know what your debt really costs with our cost of debt calculator. Get clear insights, take control, and make smarter financial moves with Credit.org!
Rent Calculator: Key Tool to Use Before You Sign a Lease
Before leasing, use a rent calculator to estimate monthly costs. Protect your budget, cover essentials, and avoid rent that’s too high.
Use a College Savings Calculator - Credit.org
Secure your child's future with our college savings calculator. Set clear savings goals, build a 529 plan, and take control of their educational journey.
How Much Do You Owe Calculator
See exactly how much you owe with our debt calculator. Gain clarity on your finances and take control of your debt with a plan that works for you!
401k Savings Calculator | Retire with Confidence
Calculate your 401k savings and plan for retirement. Estimate how much to save, project growth, and create a secure strategy for your financial future
Client Resources Sitemap | Navigate Our Resources with Ease
Access our client resources sitemap to find valuable financial tools and information. Navigate effortlessly to support your financial journey.
Reverse Mortgage Calculator | Estimate Your Loan Options
Calculate your reverse mortgage options with our easy-to-use tool. Discover how a reverse mortgage can benefit you and get personalized insights for your needs.