CREDIT.ORG

Navegue por un nuevo comienzo con nuestro servicio de asesoramiento sobre quiebras

¿Se enfrenta a una crisis financiera?

El servicio de asesoramiento sobre quiebras de Credit.org ofrece un faro de esperanza y un camino hacia un nuevo comienzo. Especializados en educación sobre quiebras, ofrecemos alternativas a quienes están abrumados por las deudas. Con el asesoramiento de expertos y un apoyo empático, nuestro servicio está diseñado para educarlo durante el proceso de asesoramiento sobre quiebras, garantizándole claridad y confianza.
*Approval by the EOUST or Bankruptcy Administrator to issue bankruptcy certificates evidences completion of a budget and credit counseling and debtor education course in compliance with the Bankruptcy Code. EOUST or Bankruptcy Administrator approval does not endorse or assure the quality of an Agency’s service.
*The EOUST or Bankruptcy Administrator has reviewed only the Agency’s counseling/instructional services and no other services the Agency may provide [28 C.F.R. section 58.20(l)(11)].
*The Agency may disclose client information to the Executive Office for the United States Trustee in connection with the Executive Office of the United States Trustee’s oversight of the agency, the Bankruptcy Administrator, or during the investigation of complaints, during on-site visits, or during quality of service reviews.
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Reconstruya y reinicie con confianza

Before Filing Bankruptcy

La quiebra puede ser un nuevo comienzo. Nuestro servicio no solo lo guía a través del proceso, sino que también lo ayuda a reconstruir su situación financiera, proporcionándole herramientas y estrategias para un futuro más seguro.

During this one-hour session, our counselors provide the required education regarding bankruptcy and also create an individualized family budget that assists the individual and/or family to better make sound financial choices in the future.
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Bankruptcy Counseling Service Benefits

Bankruptcy Filing Education

The cornerstone of our bankruptcy service is expert, personalized guidance. We navigate you through the required education needed when considering filing for bankruptcy, ensuring your journey is as smooth and informed as possible.

Tailored Bankruptcy Counseling

We provide education regarding bankruptcy and all alternatives available to help resolve difficult financial situations. We’ll help you understand your current financial standing.

Comprehensive Financial Assessment

Our bankruptcy counseling service includes a thorough financial review. By assessing your current circumstances, we will be able to determine options available for you.

Ongoing Support and Education

We believe in empowering you through education. Our service provides ongoing support and resources to help you understand the impacts of bankruptcy, paving the way for better financial management post-bankruptcy.
Counseling Session 2

After Filing Bankruptcy

After filing for bankruptcy and before your debts can be discharged, individuals must receive financial education from an approved agency.

During this required session Credit.org will cover a variety of topics focusing on financial and budgeting material. Our goal is to provide individuals and/or families with knowledge and tools for future management of personal finances.

Credit.org is an EOUST or Bankruptcy Administrator approved agency.

Aspectos clave de nuestro asesoramiento sobre quiebras

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Análisis detallado de deuda y activos

Un paso crucial en nuestra asesoría de bancarrota es un análisis financiero detallado de sus deudas y activos.
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Planificación personalizada de las acciones del cliente

Incluimos un plan de acción personalizado diseñado para alinearse con sus necesidades y objetivos específicos, garantizando los resultados más favorables.
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Un camino hacia el alivio financiero y la recuperación

Nuestro asesoramiento está diseñado para educarlo sobre las opciones para liberarlo de una deuda agobiante. Ofrecemos opciones y un enfoque estructurado y claro para ayudarlo a encontrar la luz al final del túnel
Comience ahora
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Potencie su reconstrucción financiera

Educación y recursos integrales

Más allá de la educación, nuestro asesoramiento sobre quiebras proporciona herramientas y recursos educativos. Estos son esenciales para comprender el proceso de quiebra y para una reconstrucción financiera eficaz después de la quiebra.
Explore nuestros recursos

Bankruptcy Frequently Asked Questions

FAQ Accordion

Is Credit.org approved by the Executive Office for United States Trustees or Bankruptcy Administrator?

Yes. Credit.org is approved to issue Pre-filing Credit Counseling and Pre-discharge Debtor Education certificates in compliance with the bankruptcy code. Approval does not endorse or assure the quality of an agency’s service.

Do I need to meet with an attorney before I can speak to a counselor at Credit.org?

No, you can talk to a counselor at credit.org before or after you meet with an attorney.

How long will I have to wait for a bankruptcy counseling appointment?

We have counselors standing by to take your calls. No appointment is necessary. Simply call us at 1-888-425-3453 to speak directly to a bankruptcy counselor. (see our business hours)

How long does the bankruptcy counseling session usually take at Credit.org?

Under the bankruptcy law, The Executive Office for United States Trustees requires that you participate in a counseling session that may take up to 90 minutes or longer. Sessions may be shorter or longer, depending on your situation, amount of information to be gathered, number of questions you ask, etc.
In-Depth Insights into Bankruptcy

Want to Understand More About Bankruptcy?

Our service offers a deep dive into the various aspects of bankruptcy, providing you with the knowledge to make informed decisions about your financial future.
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