Credit.org is a non-profit agency formed in 1974. Our mission is simple, yet vital: Our people improve the lives and financial well-being of individuals and families by providing quality financial education and counseling.
The goal of credit.org is to provide a comprehensive online hub of personal finance education and learning resources that guide consumers in improving their personal finances. Our mission is to provide financial education to members of the general public and families and individuals in need. Financial education is the core focus of our organization and credit.org offers confidential and professional credit counseling, debt management services, bankruptcy education and housing counseling as well as online personal finance education and in-person seminars.
People logging onto credit.org will find a wealth of useful information on budgeting, credit, housing, financing a car, insurance and avoiding (or recovering from) identify theft. In addition to videos, webcasts, financial calculators, the Blog has a vast library of written material covering a series of financial and money management related topics.
Personal Finance Coaching
Credit.org conducts MOVE (Move Outreach Valuable Education) seminars and workshops throughout Southern California, and supports distance learning via our on-line learning program, called the FIT Academy. Contributors to the FIT Academy curriculum are all credit counselors and committed to your success. The FIT Academy’s curriculum is designed to help you PEDAL through a series of financial goals: Preparation, Education, Debt Management, Accumulation, and Lifelong Goals.
In this day and age, it is difficult to know whom to trust. That is why we wear our “badges” proudly on our site. It is these badges along with our more than 40 years of experience that reassure you that you have found the right agency for assistance. Take a look at what these badges mean and what they should mean to you.
Accredited by the Better Business Bureau (BBB)
Since 1983, we have maintained our rating with the Better Business Bureau and take it seriously.
Accredited by the Council on Accreditation
Credit.org undergoes an extensive review process by an independent review group to make sure we provide the best possible nonprofit services to the community.
HUD-Approved Housing Counseling Agency
We are a HUD-approved housing counseling agency. To maintain this certification, we keep meticulous records and undergo regular audits.
Member of NFCC
The National Foundation for Credit Counseling promotes the national agenda for financially responsible behavior, financial educations, and consumer credit counseling services.
Member of FCAA
The Financial Counseling Association of America’s mission is to promote quality and professional delivery of financial counseling services.
Member of HOPE NOW
Credit.org is a member of HOPE NOW, an alliance of counselors, mortgage companies, investors, and other mortgage market participants that maximizes outreach efforts to homeowners in distress to help them stay in their homes.
Homeownership Preservation Foundation
Credit.org is one of the founding members of the Homeownership Preservation Foundation (HPF), a nonprofit organization that is partnered with, and endorsed by the U.S. Department of Housing and Urban Development and the Department of the Treasury, as well as Fannie Mae, Freddie Mac, and NeighborWorks America.
Our office is located at: 4351 Latham Street, Riverside, CA 92501. View Map. You may contact us by calling 1(800) 431-8157.