Loan Modification
If you want to know if you qualify, we can help.
Our HUD certified counselors can help determine if you qualify for a loan modification. To take advantage of our no cost Loan Modification counseling simply submit a priority request appointment now.
Don't Qualify or Already Been Denied?
Unfortunately not all struggling homeowners qualify for the government Home Affordable Modification Program. We have developed programs to help homeowners who have been denied or do not qualify for this federal program.
- Safe Havensm Program – Too much debt and monthly expenses
- Soft Landingsm Program – Guidance for a smooth transition out of the home
Safe Havensm Program
Too much debt and monthly expenses.
Safe Haven is designed for the homeowner with sufficient income but can no longer afford the home due to high debt and monthly expenses.
Our counselors will...
- Contact your lender to request reduced payments
- Create a monthly budget to reduce expenses
- Determine if a Debt Management Plan is right for you
- Review a 90 day action plan for you
- Conduct a 90 day evaluation on your progress
- Provide a final recommendation to your lender
To talk to a counselor now:
Call (800) 431-8456 or
Request an appointment online
Soft Landingsm Program
Smooth transition out of the home
Soft Landing is designed for the homeowner who will not be able to stay in the home due to an extended hardship. Our counselors can help you transition with hope.
Our counselors will...
- Educate you on foreclosure alternative solutions
- Contact lender to request 90 day transition
- Review community and government assistance programs
- Create a “fresh start” monthly budget
- Review a 90 day action plan for your transition
- Explore lender financial incentives
To talk to a counselor now:
Call (800) 431-8456 or
Request an appointment online
